Posts Tagged ‘help’

San Diego Medical Insurance Quotes – Protect Yourself From Rogue Websites

Tuesday, August 9th, 2011

People searching for health insurance on the internet need to be cautious about giving their personal information to rogue health insurance websites. These rogue websites promise to give instant quotes, but capture your personal information and then sell it to agents. Results from 2 Google searches for “Pregnancy Health Insurance” and Maternity Insurance Plans,” showed that about 50% of the top 20 results were rogue websites. There are many legitimate health insurance websites that will protect your information, so you need to be able to tell the difference between good and bad websites. Clicking the “Get Quote” button at rogue websites, basically tells them to “Please have up to 8 health insurance agents call me for the next 8 weeks to sell me a policy,” and “Please sell my email address to health insurance agents and email list services so I can receive their emails.” I’ll show you how to spot these rogue websites before they get your information.

Ten years ago I left the corporate world to start a business of my own. I knew I need to get health insurance for my family so I searched online for San Diego Medical Insurance. I clicked one of the top links and read some information of the website and saw that I could get instant San Diego health insurance quotes by filling out their quote request form, so I did. When I hit the “Submit” button to get the quotes, I was taken to a generic page that said I would be contacted by 5-8 agents that would provide my instant quotes. Twenty seconds later my phone started ringing, and for over 2 months I got daily phone calls from agents trying to sell me health insurance. The junk emails were actually worse because they never stopped and seemed to multiply as time went by. I eventually had to get a new email address (this was before spam filters).

Since then I’ve learned the telltale signs of fake quote websites and how to recognize them quickly. Here is the list of red flags to watch for:

1. The website has Google Ads for insurance – No legitimate California health insurance broker would allow ads for competitive websites to be displayed. 2. The website contains a link for “Agents” or “Brokers” – This typically means the site is going to sell your information to the agents/brokers that sign up to use the website’s service. Scan through ALL the links, top, bottom, and sides of the pages. 3. Quickly scan the privacy policy, especially the first few paragraphs, to see if they are going to provide your information to third parties – If so, they plan to sell your information to agents or email list services. 4. In California, check to see that the website displays an insurance license number (many times this is placed at the bottom of the page) – If not it could be a rogue website or a national company that might not know the specific details of the California health insurance market. 5. Look for something similar to the following wording “this website provides a free service and is not an insurer or agent/broker” – this means it is a marketing website that will sell your information to agents or refer you to a national broker for a referral commission.

If you don’t see any of the above red flags, and you entered your zip code and pushed the button to get a San Diego Medical Insurance quote, you still need to look out for 3 more red flags on the quote request form:

6. Look for a Disclaimer below the quote request form to see if the website is going to have agents call you. 7. The quote request form should not require your home address – this isn’t necessary to provide a quote, but will result in you getting junk mail. 8. The quote request form asks for the best time to contact you – this means agent will definitely be calling you.

If you find any of the above red flags you should close the page; your information won’t be saved as long as you don’t hit the final “Submit” button on the quote request form page.

Using longer keyword searches, you’ll find that rogue San Diego health insurance websites are pretty common in Google searches. To make sure you don’t give your personal information to one of these rogue websites, you need to be on the lookout for the key signs listed above. The red flags to watch for are Agent/Broker links, Google Insurance Ads, bad privacy policies, no insurance license listed, the quote request disclaimer, and text that says the website is not an insurer or a broker. Using these precautions will allow you to get the insurance information and quotes you need from legitimate health insurance websites, and keep your personal information safe.

Tim T is an author writing about the insurance industry. For a great website on finding San Diego Medical Insurance visit SPF Insurance. While you’re there, get instant San Diego Medical Insurance quotes.

Search for The Perfect Dog Bluepring

Friday, October 2nd, 2009

If you grew up without having the chance to own a pet dog because your strict parents won’t allow you to mingle with these supposedly filthy and hyperactive animals, then you know that your life is not the same as kids who had their favorite pup grow up with them. Now, if you don’t want the same thing happening to your children, get them a pet dog that will be their best friend for life.

It is not easy to just get a dog for a pet. You have to consider plenty of things before taking the plunge. Bear in mind that you are to share your life with this animal for a long time. Therefore, think if your family members will be agreeable with your decision. Then, there is the factor of your house and lawn. You might also mull over what breed you want as well as the maintenance expenses. You have to make sure it won’t drain your monthly budget.

This article will explain the reasons for each consideration. Read on so that you will be guided accordingly in your search for the ultimate dog.

If you are the sole occupant in your house, then no problem would crop up regarding this particular situation. Unfortunately, if you are already committed to somebody else and is currently living with that person, you must listen to his or her opinion. You must also heed your kids’ voice if they have something to say. Be open to compromise and collaborate. All of you will be living with a new occupant. It is imperative that everybody knows what is expected of them.

Second, try to see if your dog will survive where you live. If it’s a cramped space, then it might not be a good idea to get big dog. A smaller one might be preferred like a toy dog. They are satisfied living in a cute little cardboard box. Now, if you live in a mansion, you can have as many four-legged creatures as you want without worrying about a possible space constraint issue. A guard dog or a sports dog is your best bet. A wide area is required for them so that they will get the requisite amount of exercise hours in a particular day. Their long and lean limbs need to be stretched out so that they can remain functioning in an optimal manner.

Third, find a dog whose breed matches your personality. You should spend hours of deliberation with regards to this issue. Remember that each breed has its share of quirks that must be taken into consideration. If you like small and furry animal friends, toy dogs like a Japanese Spitz and poodle are the perfect choices. You may also want to include terriers and pugs in your list of possible options. They are playful and need constant attention so someone who is enthusiastic will get along well with them. Authoritative figures are best suited for German shepherd, Pit-bull and Rottweiler. They need to be disciplined and controlled so they are definitely not for the faint of heart. They require an individual who can force them into submission when they are still young so that they will grow up as well-mannered adults.

Fourth, if you are low on budget, get a dog that doesn’t require much maintenance. If you can avoid hairy animals that need weekly grooming, do so. Also stay away from dogs that need thermally-regulated surroundings like Siberian huskies because they will jack up your electricity bills with their air conditioning needs. Stick to wash and wear dogs so that all you have to worry about is their food, regular shampoo and conditioning needs and the bill from the vet in times of sickness.

Exercise prudence and patience in selecting the dog of your choice. More often than not, you will be together for a lifetime so it is imperative that you get the best one.

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Become a Pet Owner and Stay Happier

Saturday, July 25th, 2009

When you are at the mall, do you see people who stroll as if there is a spring in their step? At the office, do you encounter individuals who seem to radiate with a good aura that makes you wonder what they are thinking of? Conversely, when you are at the park, do you feel envious of people who have smiles plastered on their faces? Well, you don’t have to be a rocket scientist to figure out what makes them seem like they are in seventh heaven. Most probably, their happy disposition is due to their pet.

Yes, believe it or not, owning a pet can bring wonders to an individual’s life. This premise is made more applicable with the ongoing economic crisis that everyone is facing today. With all the bad news hogging the newspaper these days, it is not so hard to go with the flow and feel glum. However, if you have a nice distraction, specifically an animal to bond with upon waking up early in the morning and after office house, you will feel much more alive and good natured.

Believe it or not, studies have proven and tested this fact after conducting numerous experiments. There are even a lot of hospitals employing this technique.

Here are the reasons why owning a pet will make you a happier person. Read on.

First of all, pets have this uncanny ability to make their owners feel good about themselves. Most pets are actually smart and responsible which makes them such a wonderful companion. They are also not ashamed to show their affection so their owners enjoy cuddling them. Unlike other people who are not content with what you give them, pets are already happy if you have met their basic needs. Just give them their food, water, dog house, quality time at the park and regular visits to the veterinarian and they will thrive. Pets do not throw temper tantrums regularly and they don’t bug you at the office through phone calls or electronic mails. They are content to wait for you until you come home.

Second, having a pet improves your self-worth. If you are responsible for someone’s needs, such as their food, physical condition and health, you feel more productive. Being productive can lead to a sense of increased self-esteem. This will show in the way you deal with other people such as your boss, your co-workers, your family and even your neighbors. You have a happier approach to life and the glow that will reflect on your face is simply an outward manifestation of how you feel inside. People will undoubtedly notice it.

Third, a pet will add new friends to your list of contacts. People are naturally social creatures but they become more affable when they see someone carrying a pet. No matter which place you will find yourself in, you will not fail to get attention. Take advantage of this to increase your social networking skills. You just have to go with the flow and talk to total strangers about what you know regarding your favorite pet.

Are you ready to gain the perks of possessing a new pet? Well, wait no more. Head to the nearest animal store and get one now.

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